Capital City Bank Group (CCBG) risk factors

Item 1A of every Capital City Bank Group Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

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FY2025 10-K risk factors
57 risks7 new8 dropped24 reworded
New risks emphasize AI deployment, payment-stablecoin competition, operational resilience, and regulatory scrutiny.
Filed Feb 27, 2026
FY2024 10-K risk factors
58 risks
Credit losses are concentrated in Florida and Georgia real estate lending, especially commercial, construction, vacant-land and mortgage loans.
Filed Mar 11, 2025