Risk factors

CNB Financial (CCNE) risk factors

Item 1A of every CNB Financial Corp. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

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  • FY2025 10-K risk factors
    25 risks5 dropped2 reworded

    The company removed all merger-related risk factors involving ESSA after dropping the transaction, while retaining general regulatory and AI risks.

    Filed Mar 11, 2026
  • FY2024 10-K risk factors
    30 risks

    Geographic loan concentration in Pennsylvania, Ohio, New York, and Virginia drives regional economic exposure.

    Filed Mar 06, 2025