Risk factors

Cigna Group (CI) risk factors

Item 1A of every Cigna Group 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

  • FY2025 10-K risk factors
    29 risks7 new9 dropped16 reworded

    Competition risk now highlights telehealth, AI, new entrants, direct employer-provider contracting, drug pricing and distribution changes.

    Filed Feb 26, 2026
  • FY2024 10-K risk factors
    31 risks

    Cigna faces intense industry competition and price pressure across health services and pharmacy benefit management operations. Substantial regulatory oversight governs government-sponsored programs, privacy laws, and pharmaceutical manufacturer rebates. IT infrastructure stability and cybersecurity threats are critical operational dependencies for customer data.

    Filed Feb 27, 2025