CRH Public (CRH) risk factors, FY2024 10-K

CRH Public's FY2024 10-K, filed Feb 26, 2025, lists 22 risk factors in 3 groups. There is no earlier 10-K to compare against, so the most company-specific risks are listed below.

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Risk factors listed
223 groups
Section length
7k wordsItem 1A

CRH Public's biggest risks in the FY2024 10-K

  • CRH relies heavily on cyclical construction markets and public infrastructure spending for its building materials business.
  • The company faces significant financial exposure from $14.3 billion in gross debt, mining permit needs, and operational risks from commodity pricing and fixed costs.

The risks most specific to CRH Public

  • Risks Related To Our Industry And Our Business

    CRH’s financial performance may be adversely impacted by reductions or delays in government infrastructure spending

    CRH's performance depends on government infrastructure spending for public projects like highways and bridges.

  • Risks Related To Our Industry And Our Business

    Failure of CRH to maintain access to mineral resources and reserves, plan for reserve depletion and secure or maintain permits for its mining operations may result in operation stoppages, adversely impacting financial performance

    Failure to secure mineral reserves and mining permits can cause operation stoppages that harm financial performance.

  • Risks Related To Our Industry And Our Business

    CRH, through its $250 million Venturing and Innovation Fund, makes investments in early stage ventures focused on construction, sustainability and digitalization technology whose products and services may offer us future competitive advantage

    Losses from the $250 million Venturing and Innovation Fund invested in early-stage construction technologies could harm results.

  • Risks Related To Our Industry And Our Business

    CRH manufactures and supplies a large number of commodity products into highly competitive markets. Failure by CRH to maintain pricing in an inflationary environment and to differentiate its products from its competitors could adversely impact our financial performance

    Inability to maintain pricing for commodity products during inflation or differentiate from competitors could hurt profits.

  • Risks Related To Our Industry And Our Business

    CRH depends on multiple types of information and operational technologies, and failure to properly manage and maintain such technologies could adversely impact our ability to operate

    Complex multi-year technology deployments like ERP systems carry risks of disruption and failure to deliver expected value.

  • Risks Related To Our Industry And Our Business

    Given the capital-intensive nature of some of our product lines, with significant fixed and semi-fixed costs, the Company's profits are particularly sensitive to changes in volume, creating an exposure to any natural and/or human events that could disrupt production

    High fixed and semi-fixed costs make profits sensitive to volume changes and equipment or supply chain disruptions.

  • Risks Related To Financial, Regulatory And Reporting Environment

    Interest rate and leverage risks

    CRH carries approximately $14.3 billion in gross indebtedness alongside reduced cash reserves of $3.8 billion as of December 31, 2024.

  • Risks Related To Financial, Regulatory And Reporting Environment

    CRH may elect or be required to self-insure specific risk exposures, and failure or inability to obtain appropriate insurance coverage could result in increased insurance and claims costs that adversely affects our financial results

    Self-insuring specific risk exposures through captive insurance companies could result in increased insurance and claims costs.

  • Risks Related To Our Common Stock

    CRH faces risks associated with the relocation of our primary listing

    Relocating the primary share listing from the LSE to the NYSE removed CRH from certain UK and European equity indices.

All 22 risk factors

Headings as the filing states them, in filing order.

Risks Related To Our Industry And Our Business

  1. 01Industry Cyclicality and Economic Conditions
  2. 02CRH’s financial performance may be adversely impacted by reductions or delays in government infrastructure spending
  3. 03Adverse Geopolitical Change/Environment
  4. 04Health and Safety Performance
  5. 05CRH may not achieve its strategic objectives if it is not successful in attracting, engaging, retaining and developing employees with the required skill sets, planning for leadership succession, developing an engaged and inclusive workforce, and building constructive relationships with collective representation groups
  6. 06Failure of CRH to maintain access to mineral resources and reserves, plan for reserve depletion and secure or maintain permits for its mining operations may result in operation stoppages, adversely impacting financial performance
  7. 07Climate Change and Policy
  8. 08CRH, through its $250 million Venturing and Innovation Fund, makes investments in early stage ventures focused on construction, sustainability and digitalization technology whose products and services may offer us future competitive advantage
  9. 09If CRH fails to develop new sustainable products that meet customer needs, we may fall behind our competitors and our financial performance may be adversely impacted
  10. 10CRH manufactures and supplies a large number of commodity products into highly competitive markets. Failure by CRH to maintain pricing in an inflationary environment and to differentiate its products from its competitors could adversely impact our financial performance
  11. 11CRH depends on multiple types of information and operational technologies, and failure to properly manage and maintain such technologies could adversely impact our ability to operate
  12. 12Given the capital-intensive nature of some of our product lines, with significant fixed and semi-fixed costs, the Company's profits are particularly sensitive to changes in volume, creating an exposure to any natural and/or human events that could disrupt production
  13. 13A number of our projects/contracts are complex, spanning multiple parties, years and/or products, and our future financial results may be adversely affected if we incorrectly forecast project budgets, deliver projects that do not meet contracted standards, or fail to deliver on time

Risks Related To Financial, Regulatory And Reporting Environment

  1. 14Laws, Regulations and Business Conduct
  2. 15Interest rate and leverage risks
  3. 16Taxation Charge and Balance Sheet Provisioning
  4. 17A proportion of CRH’s revenues are in currencies other than its reporting currency, and adverse changes in exchange rates could negatively affect retained earnings
  5. 18Significant underperformance in any of the Company’s major reporting units or the divestiture of businesses in the future may give rise to a material write-down of goodwill. While a non-cash item, a material write-down of goodwill could have a substantial impact on the Company’s retained earnings
  6. 19CRH’s financial reporting requires the use of accounting estimates for a number of significant items
  7. 20CRH may elect or be required to self-insure specific risk exposures, and failure or inability to obtain appropriate insurance coverage could result in increased insurance and claims costs that adversely affects our financial results

Risks Related To Our Common Stock

  1. 21CRH may not pay dividends or make other returns of capital to shareholders in the future, and our current share repurchase program may not enhance long-term shareholder value
  2. 22CRH faces risks associated with the relocation of our primary listing

Other CRH Public 10-Ks

  • FY2025 10-K risk factors
    20 risks2 dropped2 reworded

    Gross indebtedness increased to $18.2 billion from $14.3 billion, while cash and restricted cash rose to $4.1 billion from $3.8 billion.

    Filed Feb 18, 2026

About this page

The headings are the filing's own. The one-line readings and the overview are automated and can be wrong: read Item 1A of the 10-K for the exact wording.