Americas Carmart (CRMT) executive compensation, 2025 proxy

Douglas W. Campbell, President, Chief Executive Officer, was paid $1.6M in 2025, down 82% from $8.4M the year before. The CEO-to-median-employee pay ratio was 29:1, on median employee pay of $52,747.

Filed
August 15, 2025
Annual meeting
September 25, 2025
Pay year
2025
Named executives
3
CEO total pay
$1.6M-82% vs prior year
CEO to median employee
29:1median $52,747
Aggregate target payout
74%Named executive officers
Campbell target bonus
$1,000,000Fiscal 2025 target
Judy target bonus
$442,000Fiscal 2025 target
Fischer target bonus
$225,753Prorated target amount
Fischer stock awards
$400,009Restricted stock grants
Comparable loss reduction
19%Under legacy underwriting standards

How Campbell was paid

$1.6M in total for 2025, as reported in the Summary Compensation Table. Equity awards are valued at grant, not at what they turned out to be worth.

Salary51%Non-equity incentive45%All other compensation3%

Named executive officers

ExecutiveTotal
Douglas W. CampbellPresident, Chief Executive Officer$1,553,513
Vickie D. JudyFormer Chief Financial Officer$920,643
Jamie Z. FischerChief Operating Officer$1,051,048

What changed and why

  • $1.6M$1,553,513 CEO total compensation fell from $8,446,435, primarily reflecting no fiscal 2025 equity awards.
  • 74%74% of aggregate named executive officer target bonuses were earned based on company and individual performance.
  • 19%19% reduction in losses occurred on comparable originations under legacy underwriting standards using the new loan origination system.
  • Fiscal 2025 incentive metrics included EVA, SG&A expense, net customer growth, average dollars collected per customer, and individual performance.
  • $400K$400,009 in restricted stock awards went to COO Jamie Fischer, including a $250,000 grant and a $150,009 grant.
  • May 2025 marked CFO Jonathan Collins’s appointment, while former CFO Vickie Judy transitioned to Chief Accounting Officer.

Other Americas Carmart proxy statements

  • 2026 proxy statement

    Douglas W. Campbell paid $1.6M (+1% on the year), pay ratio 42:1.

    Filed Aug 14, 2026

About this page

Figures are automated and can be wrong; check the filing for the exact numbers. Totals follow SEC rules, which value stock and option awards at grant. Read the DEF 14A proxy statement for footnotes and the compensation committee's full reasoning.