Risk factors
Americas Carmart (CRMT) risk factors
Item 1A of every Americas Carmart Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2026 10-K risk factors24 risks8 new3 reworded
Liquidity constraints and covenant problems create substantial doubt about continued operations and threaten shareholder value.
Filed Jul 14, 2026 - FY2025 10-K risk factors16 risks
Americas Car-Mart relies heavily on non-prime auto financing and decentralized dealership operations across twelve states.
Filed Aug 08, 2025