Risk factors
Dime Commercial Bancshares (DCOM) risk factors
Item 1A of every Dime Commercial Bancshares, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors26 risks3 new3 reworded
AI/ML use adds operational, data-security, fair-lending, regulatory, talent, and third-party risks, including model errors and “digital redlining.”
Filed Feb 20, 2026 - FY2024 10-K risk factors23 risks
Dime Commercial Bancshares is heavily exposed to commercial and multi-family real estate lending in Greater Long Island and Manhattan. The bank faces intense competition, interest rate sensitivity, and stringent regulatory oversight from federal and state agencies.
Filed Feb 20, 2025