Risk factors
Deluxe (DLX) risk factors
Item 1A of every Deluxe Corp. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors30 risks14 new10 dropped16 reworded
Deluxe faces intensifying competition across merchant services and check printing, alongside secular declines in checks and business forms.
Filed Feb 13, 2026 - FY2024 10-K risk factors26 risks
Checks generated 33.1 percent of consolidated revenue in 2024 and fund organic growth efforts. Total debt stood at 1.52 billion dollars, with 597 million dollars exposed to variable rates. Goodwill accounted for 50.3 percent of total assets.
Filed Feb 21, 2025