Risk factors

Employers Holdings (EIG) risk factors

Item 1A of every Employers Holdings, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

  • FY2025 10-K risk factors
    28 risks3 new1 dropped7 reworded

    Cyber incidents now explicitly include state-sponsored attacks, operational outages, data loss, regulatory exposure, and reputational damage.

    Filed Feb 26, 2026
  • FY2024 10-K risk factors
    26 risks

    Employers Holdings relies heavily on California workers compensation insurance, generating 45 percent of its in-force premiums there.

    Filed Feb 28, 2025