Risk factors
Evertec (EVTC) risk factors
Item 1A of every Evertec, Inc. 10-K on file, and what changed from one year to the next.
- FY2025 10-K risk factors
43 risks, 4 new, 5 dropped, 5 reworded since the prior year. The company highlights new tax risks related to Puerto Rico and the OBBBA, expands data privacy exposures, and drops prior ESG and bank consolidation disclosures.
Filed Mar 02, 2026 - FY2024 10-K risk factors
44 risks. Evertec relies heavily on Banco Popular and the Puerto Rican market for revenues. Acquisitions like Sinqia introduce complex integration risks. Information technology disruptions and cybersecurity threats could severely impact operations.
Filed Mar 03, 2025