Risk factors

First American Financial (FAF) risk factors

Item 1A of every First American Financial Corp. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

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  • FY2025 10-K risk factors
    23 risks1 dropped4 reworded

    Real-estate weakness now expressly includes low affordability, unfavorable conditions and unemployment, potentially reducing title earnings and increasing claims.

    Filed Feb 18, 2026
  • FY2024 10-K risk factors
    24 risks

    First American Financial Corp is heavily exposed to real estate market fluctuations, interest rate changes, and economic conditions. Title insurance operations face extensive state regulation, reliance on independent title agents, and investment portfolio risks.

    Filed Feb 21, 2025