Risk factors
FB Financial (FBK) risk factors
Item 1A of every FB Financial Corp. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors39 risks3 new2 dropped8 reworded
The risk profile updates focus heavily on emerging generative AI liabilities, changing trade tariffs, and leadership transitions involving major shareholders.
Filed Feb 26, 2026 - FY2024 10-K risk factors38 risks
Loan portfolios heavily concentrated in real estate and commercial lending dominate risk exposure. Mortgage banking operations and interest rate fluctuations significantly impact revenue and asset values. Regulatory compliance, technology changes, and competitive pressures across Tennessee markets shape ongoing operational risks.
Filed Feb 25, 2025