Risk factors
FirstCash Holdings (FCFS) risk factors
Item 1A of every FirstCash Holdings, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors44 risks2 new2 dropped8 reworded
FirstCash expanded its operations into the U.K. market, introducing new currency and management considerations.
Filed Feb 09, 2026 - FY2024 10-K risk factors44 risks
FirstCash faces heavy regulatory scrutiny from the CFPB and FTC regarding pawn and consumer lending practices. International operations in Latin America expose the company to currency fluctuations and foreign political risks. Heavy dependence on gold commodity prices and store lease costs directly impact retail profitability.
Filed Feb 03, 2025