Risk factors
First Interstate Bancsystem (FIBK) risk factors
Item 1A of every First Interstate Bancsystem Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors41 risks1 new1 dropped13 reworded
The company added a $300 million stock-repurchase risk, including timing and execution effects on shareholders.
Filed Feb 26, 2026 - FY2024 10-K risk factors41 risks
Commercial real estate loans represent 68 percent of loans held for investment, heavily tying profitability to regional economic conditions. Geographic concentration across 14 states leaves the company vulnerable to local downturns. Reliance on traditional and digital banking deposits creates continuous liquidity and funding cost pressures.
Filed Feb 28, 2025