Risk factors

Financial Institutions (FISI) risk factors

Item 1A of every Financial Institutions Inc. 10-K on file, and what changed from one year to the next.

  • 2026 10-K risk factors

    49 risks, 1 new, 1 dropped, 7 reworded since the prior year. AML/OFAC compliance is newly emphasized, including transaction screening, blocked transactions, reporting, and limits on acquisitions or branches.

    Filed Mar 09, 2026
  • 2025 10-K risk factors

    49 risks. Credit exposure centers on Western and Central New York, small and midsized businesses, commercial loans, and commercial real estate oversight.

    Filed Mar 12, 2025
Financial Institutions (FISI) 10-K Risk Factors by Year | Gloomberb