Risk factors
Financial Institutions (FISI) risk factors
Item 1A of every Financial Institutions Inc. 10-K on file, and what changed from one year to the next.
- 2026 10-K risk factors
49 risks, 1 new, 1 dropped, 7 reworded since the prior year. AML/OFAC compliance is newly emphasized, including transaction screening, blocked transactions, reporting, and limits on acquisitions or branches.
Filed Mar 09, 2026 - 2025 10-K risk factors
49 risks. Credit exposure centers on Western and Central New York, small and midsized businesses, commercial loans, and commercial real estate oversight.
Filed Mar 12, 2025