Glacier Bancorp (GBCI) risk factors

Item 1A of every Glacier Bancorp, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

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FY2025 10-K risk factors
28 risks1 new14 reworded
The bank added tax compliance risks and updated disclosures regarding political policy shifts, artificial intelligence adoption, commercial real estate concentrations, and a rebounding M&A market.
Filed Feb 25, 2026
FY2024 10-K risk factors
27 risks
Glacier Bancorp faces concentrated economic exposure across eight Western states, significant credit risk from real estate loans, and growth dependence on bank acquisitions.
Filed Feb 25, 2025