How Patel was paid
$8.2M in total for 2025, as reported in the Summary Compensation Table. Equity awards are valued at grant, not at what they turned out to be worth.
Named executive officers
| Executive | Salary | Bonus | Stock | Other | Total |
|---|---|---|---|---|---|
| Paresh PatelChief Executive Officer | $950,000 | — | $6,950,000 | $336,000 | $8,236,000 |
| Karin ColemanChief Operating Officer; President of HCPCI President of TypTap | $500,000 | $250,000 | $237,615 | $68,700 | $1,056,315 |
| Mark HarmsworthChief Financial Officer | $450,000 | $250,000 | $237,615 | $67,162 | $1,004,777 |
| Andrew L. GrahamVice President, General Counsel, and Corporate Secretary | $400,000 | $250,000 | $237,615 | $68,700 | $956,315 |
| Anthony SaravanosPresident, Greenleaf Capital, LLC. | $350,000 | $200,000 | $117,953 | $54,700 | $722,653 |
What changed and why
- $8.2MChief Executive Officer total compensation was $8,236,000 for fiscal 2025.
- 21%Net premiums earned increased by 21% driven by policy takeouts and high retention.
- $320MNet income reached a record $320 million for the year.
- Exzeo Group, Inc. successfully completed an initial public offering in November 2025.
- 90%Book value per share increased by 90% to $80.13 at year-end.
About this page
Figures are automated and can be wrong; check the filing for the exact numbers. Totals follow SEC rules, which value stock and option awards at grant. Read the DEF 14A proxy statement for footnotes and the compensation committee's full reasoning.