Risk factors
Hagerty (HGTY) risk factors
Item 1A of every Hagerty, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors68 risks15 new11 dropped27 reworded
New risks cover AI adoption, tariffs affecting imported parts and vehicles, and broader economic uncertainty.
Filed Feb 26, 2026 - FY2024 10-K risk factors59 risks
Insurance underwriting, claims, reinsurance, carrier relationships, and regulation dominate Hagerty’s risk profile.
Filed Mar 04, 2025