Risk factors

Healthequity (HQY) risk factors

Item 1A of every Healthequity, Inc. 10-K on file, and what changed from one year to the next.

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  • FY2026 10-K risk factors

    44 risks, 4 new, 6 dropped, 12 reworded since the prior year. HealthEquity expanded risks around marketplace partnerships and compounded GLP-1 weight loss regulations, increased AI fraud threats, and updated revenue figures.

    Filed Mar 17, 2026
  • FY2025 10-K risk factors

    46 risks. Substantially all revenue depends on tax-advantaged health savings accounts and consumer-directed benefits. Growth relies heavily on depository partners, payment card interchange fees, and acquisitions. Extensive regulation spans healthcare, tax, banking, and data privacy laws.

    Filed Mar 18, 2025