Risk factors
H&r Block (HRB) risk factors
Item 1A of every H&r Block Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2026 10-K risk factors26 risks2 new3 dropped10 reworded
Artificial intelligence is now a distinct risk because inaccurate outputs, breaches, misuse, competition, and evolving laws could affect H&R Block.
Filed Aug 14, 2026 - FY2025 10-K risk factors27 risks
H&R Block faces heavy operational risks from tax law changes, severe tax season seasonality, and heightened cyber fraud threats. The company relies heavily on intellectual property, franchisee networks, and uninterrupted IT infrastructure during peak months.
Filed Aug 15, 2025