Risk factors

H&r Block (HRB) risk factors

Item 1A of every H&r Block Inc. 10-K on file, and what changed from one year to the next.

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  • FY2026 10-K risk factors

    26 risks, 2 new, 3 dropped, 10 reworded since the prior year. Artificial intelligence is now a distinct risk because inaccurate outputs, breaches, misuse, competition, and evolving laws could affect H&R Block.

    Filed Aug 14, 2026
  • FY2025 10-K risk factors

    27 risks. H&R Block faces heavy operational risks from tax law changes, severe tax season seasonality, and heightened cyber fraud threats. The company relies heavily on intellectual property, franchisee networks, and uninterrupted IT infrastructure during peak months.

    Filed Aug 15, 2025