Risk factors

J.Jill (JILL) risk factors

Item 1A of every J.Jill, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

  • FY2026 10-K risk factors
    60 risks3 new1 dropped7 reworded

    J.Jill faces rising tariff costs and elimination of de minimis duty-free exemptions impacting inventory margins.

    Filed Mar 31, 2026
  • FY2025 10-K risk factors
    58 risks

    J.Jill faces concentration risks around its Direct channel representing 48% of sales and a single distribution center in Tilton, New Hampshire. The company relies entirely on third-party overseas suppliers and third-party delivery carriers like Federal Express and UPS. Substantial debt under credit facilities maturing in 2028 requires ongoing cash flow management. TowerBrook remains a major stockholder controlling 7,338,933 shares of common stock.

    Filed Apr 01, 2025