Risk factors

ST JOE (JOE) risk factors

Item 1A of every ST JOE Co. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

  • FY2025 10-K risk factors
    9 risks3 new5 dropped5 reworded

    Tenant financial stress from e-commerce and inflation adds occupancy risks. Environmental regulations and wetland restrictions threaten real estate development timelines. Strategic partnership revenue relies heavily on the Latitude Margaritaville Watersound joint venture.

    Filed Feb 25, 2026
  • FY2024 10-K risk factors
    11 risks

    St. Joe Co. faces concentrated geographic risk tied to Northwest Florida real estate development and population growth. Operations are heavily exposed to weather events, uninsured timber assets, and hurricane insurance limitations. Real estate investments and timber holdings are inherently illiquid and subject to complex land use regulations.

    Filed Feb 26, 2025