Landmark Bancorp (LARK) risk factors

Item 1A of every Landmark Bancorp Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

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2026 10-K risk factors
40 risks1 dropped11 reworded
Commercial real estate loans grew to $414.9 million, representing 37.3% of the total loan portfolio at year-end 2025. One-to-four family residential mortgage loans increased to $375.3 million, or 33.8% of total loans. Consumer price index inflation figures were updated to reflect 2.7% for 2025.
Filed Apr 14, 2026
2025 10-K risk factors
41 risks
Landmark Bancorp faces high exposure to Kansas real estate lending, particularly residential mortgages and commercial real estate.
Filed Mar 25, 2025