Risk factors
loanDepot (LDI) risk factors
Item 1A of every loanDepot, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors66 risks4 new8 dropped22 reworded
loanDepot faces new liquidity risks from un-cleared derivatives and margin calls with hedging counterparties.
Filed Mar 12, 2026 - FY2024 10-K risk factors70 risks
The company relies heavily on the mortgage market and interest rates for profitability. Project North Star aims to address market conditions and grow revenue. In-house servicing and reliance on warehouse credit lines present operational risks.
Filed Mar 13, 2025