Risk factors

Ethos Technologies (LIFE) risk factors

Item 1A of every Ethos Technologies Inc. 10-K on file, and what changed from one year to the next.

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  • FY2025 10-K risk factors

    55 risks. Ethos Technologies Inc. faces heavy revenue concentration with Ameritas, Banner Life, and TruStage representing up to 98% of total revenue in 2024. The company has a short operating history, only achieving profitability in 2023 after launching in 2016. Operations depend heavily on third-party agencies, cloud infrastructure providers, and internet search engines.

    Filed Mar 17, 2026