Risk factors

Lakeland Financial (LKFN) risk factors

Item 1A of every Lakeland Financial Corp. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

Open LKFN in Gloom →
Lakeland Financial's chart, financials and news, free in your browser.Open LKFN in Gloom →
  • FY2025 10-K risk factors
    31 risks1 dropped11 reworded

    Lakeland Financial updated liquidity sources, agri-business loan totals, and credit risk factors reflecting the evolving interest rate environment.

    Filed Feb 25, 2026
  • FY2024 10-K risk factors
    32 risks

    Lakeland Financial is heavily concentrated in Northern and Central Indiana markets and real estate loans.

    Filed Feb 19, 2025