Risk factors
El Pollo Loco Holdings (LOCO) risk factors
Item 1A of every El Pollo Loco Holdings, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors37 risks3 new5 dropped9 reworded
Expansion targets increased for fiscal 2026, planning 3-4 company-operated and 15-16 franchised restaurants. Added self-insurance and corporate responsibility goals as distinct risk factors.
Filed Mar 13, 2026 - FY2024 10-K risk factors39 risks
El Pollo Loco faces heavy geographic concentration in Los Angeles, which generated about 72% of fiscal 2024 revenue. Labor shortages, rising minimum wages, and commodity costs like chicken heavily pressure restaurant profitability. Franchisees operate roughly 65% of restaurants, creating reliance on their financial health and operational execution.
Filed Mar 07, 2025