Risk factors

M/I Homes (MHO) risk factors

Item 1A of every M/I Homes, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

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  • FY2025 10-K risk factors
    37 risks4 new2 dropped8 reworded

    M/I Homes faces heightened risks around mortgage financing persistence, specific warranty issues, and property insurance availability in key markets.

    Filed Feb 13, 2026
  • FY2024 10-K risk factors
    35 risks

    M/I Homes faces significant cyclicality tied to mortgage rates remaining between 6% and 7% and land availability. Operations rely heavily on M/I Financial, including a $300 million repurchase facility expiring in October 2025. Geographic concentration across nine states exposes the company to regional market downturns and severe weather.

    Filed Feb 14, 2025