Risk factors
Marqeta (MQ) risk factors
Item 1A of every Marqeta, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors48 risks1 new9 reworded
Marqeta added a risk regarding client funds handling via TransactPay, updated share repurchase figures for December 2025, and reported a net loss of $13.9 million for 2025.
Filed Feb 24, 2026 - FY2024 10-K risk factors47 risks
Marqeta faces revenue concentration risk tied to the August 2023 Block Amendment affecting Cash App. Future growth depends on scaling new credit card issuing capabilities and portfolio migrations. The company relies heavily on Issuing Banks and Card Networks for transaction settlement and interchange fees.
Filed Feb 26, 2025