Risk factors
M&t Bank (MTB) risk factors
Item 1A of every M&t Bank Corp. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors33 risks1 new2 dropped4 reworded
New regulatory-enforcement risk highlights investigations and a debit-card interchange-fee challenge that could reduce bank fees.
Filed Feb 18, 2026 - FY2024 10-K risk factors34 risks
M&T Bank's risks are dominated by regional economic concentration in the Northeast and Mid-Atlantic, heavy regulatory and capital oversight, and cybersecurity threats.
Filed Feb 19, 2025