Risk factors

MVB Financial (MVBF) risk factors

Item 1A of every MVB Financial Corp. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

Open MVBF in Gloom →
MVB Financial's chart, financials and news, free in your browser.Open MVBF in Gloom →
  • FY2025 10-K risk factors
    42 risks3 new3 dropped5 reworded

    Real estate loan concentration increased to 79.9%, while on-balance sheet gaming deposits dropped from $227.6 million to $184.3 million. Goodwill decreased significantly to $1.2 million.

    Filed Mar 12, 2026
  • FY2024 10-K risk factors
    42 risks

    MVB Financial relies heavily on West Virginia and Virginia real estate markets, representing 75.8% of total loans.

    Filed Mar 13, 2025