Risk factors

Navient (NAVI) risk factors

Item 1A of every Navient Corp. 10-K on file, and what changed from one year to the next.

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  • 2026 10-K risk factors

    31 risks, 1 new, 2 dropped, 10 reworded since the prior year. Earnest launched a personal-loan product in 2025, adding a new consumer-credit exposure.

    Filed Feb 26, 2026
  • 2025 10-K risk factors

    32 risks. Education-loan credit performance, especially private loans, and declining legacy FFELP income dominate.

    Filed Feb 27, 2025
Navient (NAVI) 10-K Risk Factors by Year | Gloomberb