Risk factors
nCino (NCNO) risk factors
Item 1A of every nCino, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2026 10-K risk factors46 risks5 new8 dropped15 reworded
nCino's risk updates highlight an increased strategic reliance on AI features and associated regulatory and operational uncertainties. The company added risks regarding international expansion, recent acquisitions, and stock repurchases totaling $200 million. Financial disclosures now reflect GAAP profitability achieved in fiscal 2026.
Filed Mar 31, 2026 - FY2025 10-K risk factors49 risks
nCino faces concentrated exposure to the highly regulated and volatile financial services industry. Core operations depend on third-party platforms like Salesforce and AWS. The company maintains an accumulated deficit and history of net losses.
Filed Apr 01, 2025