Risk factors

NMI Holdings (NMIH) risk factors

Item 1A of every NMI Holdings, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

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  • FY2025 10-K risk factors
    42 risks3 new2 dropped6 reworded

    NMI Holdings faces heightened regulatory and capital scrutiny from PMIERs and state insurance commissioners. Macroeconomic conditions and housing trends heavily influence default claims and underwriting risks.

    Filed Feb 12, 2026
  • FY2024 10-K risk factors
    41 risks

    This company operates as a private mortgage insurer facing intense competition from government programs and GSE risk transfer alternatives.

    Filed Feb 14, 2025