Northrim Bancorp (NRIM) risk factors
Item 1A of every Northrim Bancorp Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors41 risks1 new6 dropped7 reworded
Added a specific risk regarding share repurchase suspensions and regulatory capital constraints under Basel III and Dodd-Frank. Updated economic risks to explicitly cite the conflict in Iran and the U.S. government shutdown in November 2025. Incorporated new legislative references including the 2025 extension of tax laws and the GENIUS Act affecting digital assets.
Filed Mar 06, 2026 - FY2024 10-K risk factors46 risks
Alaska geographic concentration makes the bank vulnerable to local real estate downturns and regional economic conditions. Commercial real estate loans comprise nearly half of the total loan portfolio, increasing credit risk. Acquisitions like SCF introduce goodwill impairment and integration risks.
Filed Mar 10, 2025