Risk factors

Insperity (NSP) risk factors

Item 1A of every Insperity, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

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  • FY2025 10-K risk factors
    29 risks2 new1 dropped14 reworded

    Insperity added risks regarding COVID employee retention tax credit deadlines and insurance carrier failures.

    Filed Feb 11, 2026
  • FY2024 10-K risk factors
    28 risks

    Insperity relies heavily on G-SIB bank deposits exceeding FDIC limits, major markets in New York, California, and Texas, and long-term partnerships like Workday.

    Filed Feb 11, 2025