Risk factors

Old Republic International (ORI) risk factors

Item 1A of every Old Republic International Corp. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

  • FY2025 10-K risk factors
    21 risks1 new2 reworded

    Insurance subsidiary dividend restrictions and holding company liquidity are highlighted through new disclosures and reworded sections.

    Filed Feb 26, 2026
  • FY2024 10-K risk factors
    20 risks

    Loss reserves and pricing accuracy are foundational as premiums are set before known liabilities.

    Filed Feb 27, 2025