Risk factors
Oscar Health (OSCR) risk factors
Item 1A of every Oscar Health, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors41 risks5 new7 dropped20 reworded
Oscar Health's risk profile centers heavily on regulatory and legislative uncertainties affecting ACA plans, including program integrity rules and premium tax credits. The company also highlights risks from its acquisition of IHC Specialty Benefits, potential tariff impacts, and debt conversion terms.
Filed Feb 13, 2026 - FY2024 10-K risk factors43 risks
Oscar Health achieved its first-ever profitability in 2024, reporting $26.1 million in net income and $199.2 million in Adjusted EBITDA, alongside an accumulated deficit of $2.85 billion.
Filed Feb 20, 2025