Prosperity Bancshares (PB) risk factors

Item 1A of every Prosperity Bancshares Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

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FY2025 10-K risk factors
50 risks1 new3 reworded
Growth through the pending Stellar and recent American and Southwest bank acquisitions dominates risk disclosures. Cybersecurity threats and regulatory scrutiny on M&A compliance expanded.
Filed Feb 26, 2026
FY2024 10-K risk factors
49 risks
Prosperity Bancshares faces primary risks from regional economic concentration in Texas and Oklahoma and heavy exposure to real estate lending.
Filed Feb 27, 2025