Risk factors

Progressive (PGR) risk factors

Item 1A of every Progressive Corp. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

  • FY2025 10-K risk factors
    32 risks1 dropped4 reworded

    Pandemic risk is now described generically, without COVID-19-specific discussion or a new-variant reference.

    Filed Mar 02, 2026
  • FY2024 10-K risk factors
    34 risks

    Insurance profitability depends on accurate pricing, reserves, claims handling, catastrophe forecasting, and affordable reinsurance.

    Filed Mar 03, 2025