Risk factors

PNC Financial Services Group (PNC) risk factors

Item 1A of every PNC Financial Services Group, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

  • FY2025 10-K risk factors
    30 risks3 new5 dropped19 reworded

    New risks emphasize interest-rate sensitivity, accounting estimates and fair values, and limits of resiliency planning.

    Filed Feb 20, 2026
  • FY2024 10-K risk factors
    37 risks

    Technology failures, cyberattacks and third-party disruptions threaten PNC’s transaction processing, customer data and operational resilience.

    Filed Feb 21, 2025