Risk factors

Pra Group (PRAA) risk factors

Item 1A of every Pra Group Inc. 10-K on file, and what changed from one year to the next.

  • FY2025 10-K risk factors

    21 risks, 9 new, 11 dropped, 7 reworded since the prior year. Goodwill was fully impaired for the DBC reporting unit at $412.6 million due to a lower stock price.

    Filed Mar 02, 2026
  • FY2024 10-K risk factors

    23 risks. Nonperforming loan purchases and debt collection drive our business across 18 global jurisdictions. Heavy reliance on IT systems, data security, and third-party outsourcing. Significant leverage with $3.3 billion in total indebtedness.

    Filed Feb 27, 2025