Risk factors
Park National (PRK) risk factors
Item 1A of every Park National Corp. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors36 risks1 new1 dropped7 reworded
Park National Corp expanded its footprint and regulatory exposure through an upcoming merger with First Citizens and asset growth above $10 billion.
Filed Feb 23, 2026 - FY2024 10-K risk factors36 risks
Park National Corp operates under heavy regulatory scrutiny, managing credit risk across real estate portfolios in four states with assets approaching $10.0 billion. The bank faces operational vulnerabilities from third-party vendors, cybersecurity threats, and the constant pressure of adapting to rapid technological changes.
Filed Feb 24, 2025