Q2 Holdings (QTWO) risk factors
Item 1A of every Q2 Holdings, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors49 risks2 new1 dropped12 reworded
Migrated digital banking platform infrastructure entirely to third-party public cloud providers like AWS and Microsoft Azure. Increased focus on money movement services brings tighter regulatory and compliance scrutiny. Transitioned debt profile by eliminating references to 2025 notes and adding share repurchases.
Filed Feb 11, 2026 - FY2024 10-K risk factors48 risks
Q2 Holdings faces significant concentration risks from its data centers in Austin and Carrollton, Texas. The company has a history of cumulative net losses, reaching an accumulated deficit of $664.2 million. Operations depend heavily on third-party platforms like salesforce.com's Force.com and various public cloud providers.
Filed Feb 12, 2025