Rocky Mountain Chocolate Factory (RMCF) risk factors

78 risks, 78 new, 34 dropped since the prior year. Financing risk is more prominent, with $1.2 million of insider-affiliated debt at 12% and quarterly covenants.

34 risks. Company faces a going concern opinion following a $6.1 million net loss and $6.6 million operating cash burn in fiscal 2025. RMCF breached its $6.0 million credit agreement debt covenant, and the lender can demand immediate repayment. Franchisee reliance is absolute, with risks covering recruitment, third-party product shifts, and limited operational control. Sole manufacturing operations are concentrated in a single facility in Durango, Colorado.