Risk factors
Southside Bancshares (SBSI) risk factors
Item 1A of every Southside Bancshares Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors48 risks7 new2 dropped4 reworded
New risks emphasize 2025 economic uncertainty, inflation, fraud, real-time payments, and potentially higher FDIC premiums.
Filed Feb 27, 2026 - FY2024 10-K risk factors44 risks
Real estate collateral dominates lending exposure: 82.8% of loans had real estate as a primary or secondary collateral component at December 31, 2024.
Filed Feb 27, 2025