Risk factors
SLM (SLM) risk factors
Item 1A of every SLM Corp. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors49 risks13 new2 dropped20 reworded
New risks emphasize competition for online deposits, which could raise funding costs and pressure liquidity.
Filed Feb 19, 2026 - FY2024 10-K risk factors38 risks
Private education loans and online deposits dominate SLM Corporation assets and revenue, creating concentrated interest rate and credit risk. Heavy reliance on digital customer acquisition, third-party technology providers, and consumer lending regulations exposes the bank to operational and compliance vulnerabilities.
Filed Feb 20, 2025