Risk factors

Schneider National (SNDR) risk factors

Item 1A of every Schneider National, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

  • FY2025 10-K risk factors
    30 risks1 dropped8 reworded

    Insurance risk now emphasizes future costs exceeding historical levels and reducing earnings, while omitting explicit cash-flow and liquidity effects.

    Filed Feb 20, 2026
  • FY2024 10-K risk factors
    31 risks

    Schneider's risk profile is dominated by driver shortages, intense price competition, fluctuating fuel costs, and regulatory scrutiny regarding independent contractor classification.

    Filed Feb 21, 2025