Risk factors
SoFi Technologies (SOFI) risk factors
Item 1A of every SoFi Technologies, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors92 risks6 new3 dropped22 reworded
New risks center on concentrated loan-platform counterparties, tighter third-party oversight, cybersecurity costs, digital assets, remittances, and home-equity lending.
Filed Feb 17, 2026 - FY2024 10-K risk factors98 risks
Credit losses, fraud, and inaccurate underwriting could materially damage lending results and member trust.
Filed Feb 24, 2025