Risk factors

Texas Capital Bancshares (TCBI) risk factors

Item 1A of every Texas Capital Bancshares Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

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  • FY2025 10-K risk factors
    38 risks6 new6 dropped6 reworded

    Real-time payments could require more liquidity, reduce deposit float benefits, and increase irreversible fraud losses.

    Filed Feb 10, 2026
  • FY2024 10-K risk factors
    38 risks

    Credit risk dominates through commercial lending, commercial customers, and substantial real-estate collateral exposure.

    Filed Feb 11, 2025